Loan Officer

Company: Open Mortgage LLC
Location: Anderson
Posted on: August 6, 2022

Job Description:

Job Description Loan Officer Discover why Open Mortgage is the place "Where Better is Possible"®. About Open Mortgage LLCOpen Mortgage exists to empower the American dream of home ownership. We are based in beautiful Austin, Texas, where we like to keep things interesting, and sometimes downright "weird". Open Mortgage is a financially stable, experienced, and reliable Mortgage Banker that has been in business for almost 20 years, with exciting plans for growth. We combine the strength and resources of a national lender with the support, approach, and flexibility of a family-owned operation. Open Mortgage believes that Better is Possible®. We are committed to providing our originators with the cutting-edge technology, products, tools, and service they need to achieve greatness in today's "high tech - high touch" market. We currently operate nationwide, in most states in the USA.For Qualified Candidates, We Offer

• A comprehensive suite of benefits, including company-paid short-term and long-term disability
• 401k Plan
• A relaxed and fun team-oriented environment Job Duties
  • Meet with customers to determine their needs and recommend the right loan products to help meet their goals
  • Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each applicant
  • Identify and recommend products that meet the customer's needs and the organization's lending guidelines
  • Review active loan files each day to determine if any documents are missing or what can be done to help the process along
  • Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization
  • Evaluate loan applications and documentation by confirming credit worthiness
  • Improves loan applications and documentation by informing applicant of additional requirement
  • Approve loans by issuing checks or forwarding applications to loan committee
  • Complete loan contracts by explaining provisions to applicant, obtaining signatures and notarization, and collecting fees
  • Keep loan information confidential
  • Update job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, or participating in professional Competencies
    • Customer/Client Focus
    • Organizational Skills
    • Time Management
    • Thoroughness
    • Sales Skills
    • Technical Capacity
    • Communication Proficiency Minimum Qualifications
      • Current registration under the National Mortgage Licensing System and Registry
      • Proven track record of successfully working with multiple referral sources
      • Strong knowledge of home purchase transactions
      • 2+ years of experience in the consumer loan industry
      • 2+ years of experience in the mortgage industry
      • Ability to manage a pipeline and fund at least 2 loans per month
      • Good working knowledge of loan underwriting guidelines, processing and closing functions
      • Ability to work under pressure
      • Excellent customer service and communication skills "Disclaimer: The above statements are intended to describe the general nature and level of work being performed by persons assigned to this position. They are not intended to be an exhaustive list of all associated responsibilities, skills, efforts, or working conditions. The Company reserves the rights to change, amend, add, delete, and otherwise assign any and all duties, responsibilities, and position titles, as it deems necessary to meet the needs of the business." Open Mortgage, LLC is an Equal Opportunity Employer that welcomes diversity including but not limited to Minorities/Females/Veterans/Disability/LGBTQIA.

Keywords: Open Mortgage LLC, Anderson , Loan Officer, Other , Anderson, Indiana